:root { --accent:#c0392b; --ink:#1c1e21; --muted:#606770; --line:#e4e6eb; --bg:#f5f6f8; --card:#fff; }
* { box-sizing:border-box; }
body { margin:0; background:var(--bg); color:var(--ink);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif; line-height:1.55; }
.wrap { max-width:640px; margin:0 auto; padding:26px 18px 48px; }
header { text-align:center; margin-bottom:6px; }
.logo { width:52px; height:52px; border-radius:13px; background:var(--accent); color:#fff;
  font-weight:700; font-size:28px; line-height:52px; display:inline-block; text-decoration:none; }
h1 { font-size:22px; margin:12px 0 4px; }
.sub { color:var(--muted); font-size:15px; }
nav { text-align:center; margin:14px 0 18px; font-size:14px; }
nav a { margin:0 9px; color:var(--muted); text-decoration:none; }
nav a.active, nav a:hover { color:var(--accent); }
.card { background:var(--card); border:1px solid var(--line); border-radius:14px; padding:18px; margin:16px 0; }
h2 { font-size:16px; margin:0 0 12px; }
p { margin:0 0 10px; }
p:last-child { margin-bottom:0; }
.steps { list-style:none; margin:0; padding:0; }
.steps li { display:flex; gap:12px; align-items:flex-start; padding:8px 0; }
.num { flex:0 0 26px; height:26px; border-radius:50%; background:var(--accent); color:#fff;
  font-size:14px; font-weight:600; text-align:center; line-height:26px; }
.consent { background:#fff7f6; border:1px solid #f0c9c4; }
.consent b { color:var(--accent); }
.cta { text-align:center; margin:22px 0 6px; }
.btn { display:inline-block; background:var(--accent); color:#fff; text-decoration:none;
  font-size:17px; font-weight:600; padding:15px 34px; border-radius:12px; }
.btn:active { opacity:.9; }
.hint { color:var(--muted); font-size:13px; text-align:center; margin-top:10px; }
.flow { display:flex; flex-wrap:wrap; align-items:stretch; gap:10px; }
.fnode { flex:1 1 150px; min-width:140px; background:#fff; border:1px solid var(--line);
  border-radius:12px; padding:12px; text-align:center; }
.fnode b { display:block; font-size:15px; margin-bottom:3px; }
.fnode span { font-size:13px; color:var(--muted); }
.farrow { align-self:center; color:var(--accent); font-weight:700; font-size:20px; }
.fgate { text-align:center; font-size:13px; color:var(--accent); margin-top:12px; font-weight:600; }
footer { color:var(--muted); font-size:12px; text-align:center; margin-top:26px; }
.scheme { display:block; width:100%; max-width:470px; height:auto; margin:2px auto 0; }
.contact { text-align:center; }
.qr { width:150px; height:150px; display:block; margin:12px auto 6px; border:1px solid var(--line); border-radius:10px; padding:6px; background:#fff; }
.btn.tg { background:#229ED9; }
a { color:var(--accent); }